Money Saving Tips

Are You Struggling Financially? Tips For Appreciating What We Have Got And Worrying Less

Money Saving TipsWith the recession, there are some winners, but in general most people seem to be down 10-30% if they are lucky, and then there are those people who have lost even more.  Of course, it appears even more difficult for parents, because there are so many ‘necessities’ for the family.

Getting stressed about money makes lots of ‘brain noise’, which means we miss potential opportunities.  Plus we end up spending a lot of time worrying about what is, versus appreciating what we have.

At the very least, I hope that this blog will help you to appreciate the things that you do have and worry less about money.  Remember to check out all my other money saving and cost cutting tips.

Three Aspects To Money

Money is undoubtedly a complicated and emotional subject.  I ran a ‘Financial Breakthrough’ workshop for a few years before the kids came along.  It was not about becoming a millionaire; just about becoming financially healthy and looked at 3 aspects:

1) Firstly is you and your relationship with money

Do you know how to actually manage it practically in a way that will bring more in, rather than let more out?

2) Secondly is your relationship with your financial heroes

Who you think have been really successful? Which means that you think that they are better than you, which means you are not seeing your own potential.  The number of who people wanted to be as rich as Richard Branson, but didn’t want his problems, hair, teeth, children who think he is a wombat for trying to kill himself in a balloon going to space, and having to sell his most loved business.

3) Thirdly is you and your relationship with your financial anti-heroes

Who told you that money was bad or rich people were horrid, or that you didn’t deserve it?  It is important to understand that money is just an energy that you can quickly transfer into any area of life, nothing more, nothing less.  So, if you can see how money would help everything you love in life, and why you deserve it, then you are more likely to attract it.

Tip For Appreciating Life

Here is a tip for you, to improve your weekend, and help you love your life more, about appreciating what you have got:

When you give your kids something and they are really grateful, isn’t it enjoyable?  Don’t you just want to give them more?  When you do something or give something, and in the next moment they are moaning about something else that they don’t have or want, isn’t it unpleasant?  Doesn’t it make you want to automatically refuse?

The world works like this too.  It doesn’t matter whether you look at it from a spiritual perspective of ‘attracting’ energy, or a scientific energy of matching vibrations (a thought is a vibration), or a psychological one of a self-fulfilling prophecy, it still works.

I’ll give you a couple of real life examples, so that you can understand the difference.

Someone attended my financial workshop, and a few weeks later angrily told me that she hadn’t got any more money despite following my tips.  Now, firstly I do focus on having more VALUE in your life, as much as MONEY, because money is meaningless and can easily just disappear out the door again.  But secondly I asked her about her new clients.  Her attitude was that she was going to get them anyway.  However, her lack of appreciation later affected the client relationships, quickly losing her some of them.

Or there was the client running a business, who complained that her revenue hadn’t gone up.  However, when I pointed out that her costs where less, and therefore over-all she was making more, PLUS she wasn’t DOWN like most people in her business, she was chuffed.

There is a lovely writer I know, who exudes a feeling of ‘richness’, even though it is obviously not in financial wealth.  She has a wealth of knowledge, and fascinating people that she has met, plus a great eccentric husband and two gorgeous daughters.  She never whinged about how to get her house fixed, and sure enough an insurance windfall looks like it’s going to enable her to do a complete rebuild.

I made a HUGE decision when I was pregnant with Little Dimples to ONLY focus on my Mummy Whisperer business, and not the more lucrative personal development business. It gave me more time with my son before he started school, less stress, and now I would never go back because I’ve discovered a love of writing, won awards for my blog and got a best-selling book!

How To Look For What We Have Got

What do you have in your life today?  A house?  Children?  Family members?  What are those kids like, what do you get from them, what do they give you (apart from the headaches!)?  I may not have parents, but I do have a brother who attempts to fill the gap, plus a son I was told was impossible when I was 19, and a house and car.

What do you do?  Do you work, part-time work, stay at home, have any hobbies?  What do you get from it?  I couldn’t not work for my own sanity, but I’m blinking lucky to be able to work part-time, even if it isn’t currently the most lucrative job in the world.

How is your health and body doing?  Look around you, why are you lucky for the body you have?  Mine has miraculously got me pregnant again at 40, which is pretty good going considering it’s not meant to have a fertile bone in it’s body!  I might be on the ‘curvy’ side, but it all works and is pretty sturdy ;o)

Where is your wealth?  Is it your friends?  Your knowledge?  Your skills and abilities?  Your family?  Your spirituality?  Your potential finances when your business idea gets off the starter blocks?  Your enjoyment of your job?

Go on, get a cuppa and sit down tonight before bed and have a think about what you HAVE got, versus what you haven’t got.  At the very least you will wake up a more content person.  At best, I might be right and over the next couple of months you’ll improve financially as well!

Let me know how you do!

 

3 comments

  1. Thanks so much for your awesoem tips! I completely agree that your outlook and attitude on life can completely affect your happiness level and feeling of “richness.” Thanks also for pointing out that money does not equal happiness and vice versa.

  2. Point one really struck a cord with me. There are a number of people who state “live in abundance,” and yet don’t take care of themselves or place a value on money. I have learned a number of difficult lessons regarding the value of money and what it can do for me in my life. I learn for me personally I had to pay myself first and become a manager of my money. If I didn’t manage it, I was very stress and felt quite controlled by it. When I allow it to control me, there is always more month at the end of my money than money at the end of my month. Thank you for sharing these valuable points about something we all need $$ for; clothing, food, transportation and shelter

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