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Reviews Nickie O'Hara: it’s just the thing I could have done with when my kids were a lot younger.
Muddling Along Mummy: incredibly I’ve flipped myself out of a bad patch and into a good patch ... Simple but effective.
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By MummyWhisperer, on April 17th, 2012% 
However much we cut back, at some point we do have to buy stuff.
The hairy northerner and I cut our costs drastically when he was made redundant, really only buying the most basic stuff we HAD to buy.
But now he has a short term contract, we’ve started to buy things again. Obviously, over the months the list of what we NEEDED and would really LIKE to have, had grown a bit.
So how on earth to work out what to buy, what to buy later, and what not to buy?
Here are . . . → Read More: My Five Top Tips On Deciding Whether To Buy Something
By MummyWhisperer, on March 28th, 2012% 
As most of you know we are on a big cost cutting, money saving campaign in this house at the moment. The big hairy northern one has got a job, but it’s a contracting job, so we decided we needed a more detailed plan and budget. We want to insure against was sudden big bills.
What was concerning us most was cars.
Firstly there is petrol. Then there is the sudden big bills of tax, MOT, insurance, tyres and servicing. My service is technically paid for but I still got a sudden ONE THOUSAND POUND bill a couple of months ago and . . . → Read More: How buying a car can save you money!
By MummyWhisperer, on March 14th, 2012% 
Trying to cut costs, and even save money can seem daunting to start off with.
But I’ve found that once we got going, it gets easier.
What I’ve also discovered is that it has the surprising added bonus of adding back the adventure and sparkle to life; who’d have thought it?
So I’m sharing some of my Top Tips for saving money and cutting costs. Check out the video, which mainly stars my daughter and dog, or read the tips below, or both!
1) Changing our focus to . . . → Read More: 7 Top Tips For Saving Money And Cutting Costs: My Piggy Bank Tale
By MummyWhisperer, on March 13th, 2012% 
I spent all friday filming a ‘thingy’ you’ll see soon about top tips to save money. I’ve actually found myself more contented and less stressed having had to cut back since the big hairy northern one was made redundant, so it’s got a very positive spin on it.
Then we had the lovely weather at the weekend. I love the smell of spring. I love lying on grass and being barefoot. I love counting daisies with the kids. I love picnics. I love walking the dog in the evening when it’s around the time that the sun comes down and everything starts . . . → Read More: Does everyone like the simple things, can it be learnt?
By MummyWhisperer, on January 21st, 2012% 
Energy Saving: the problem is how to go about it without appearing like a nag! Plus my brain isn’t what it was, and although I remember that I was taught how to work out what having a light on would cost, I can’t for the life of me remember how to do it. With the big hairy northern one home having been made redundant, I’m both wanting to save money and also encourage more light turning off now there are more people in the house!
So I’ve considered:
1) Nagging . . . → Read More: Smart Meters making the geek and tree hugger in me really happy
By MummyWhisperer, on January 11th, 2012% 
With Christmas credit card bills enroute, Little Dimples birthday one month away, and hubby still looking for a job having been made redundant, my money saving tips are definitely relevant for me, so I thought this one might help you too.
I call it the ‘Use everything up month‘! It’s great when combined with a good de-clutter, and if you want to make a bit of extra money a quick . . . → Read More: Money Saving Tip: Use up month!
By MummyWhisperer, on January 9th, 2012% 
For years I have taken the attitude that the Big Hairy Northern Hubby knew something I didn’t when buying me presents, and that given time if they didn’t quite hit the spot immediately, their purpose would become clear. Not sure that quite worked with the model of the Star Ship Enterprise, but with most things it did. He has always been very generous and ‘its the thought that counts’ right?
Well, this year I’ve taken a difficult and much harder decision. To take back about 80% of what I was given. We’d agreed to not spend much on each other, . . . → Read More: Would you take back a present, or is it mean and rude?
By MummyWhisperer, on January 4th, 2012% 
I’m not a fan of New Years Resolutions, I think it’s a time for a detox, clear out and rest.
Goals can just add to the weight of things we don’t achieve as Mums.
What I use are ‘Life Priorities’
Life Priorities help you to organise your time, energy and money spends for the year ahead and only focus on what is important to you.
Imagine a year where you can finish it feeling satisfied that you covered all the most important bases (not everything, just the important stuff); . . . → Read More: An Alternative to New Years Resolutions: Your Top 3 Life Priorities
By MummyWhisperer, on December 29th, 2011%
I know this post is a bit late for christmas, but there is all the birthday’s next year and Christmas in 12 months time.
Basically, BEWARE buying presents for people without being sure of the refunds policy, especially if it’s not a big name shop you are buying from. You may end up only being able to get a credit note, exchange or even worse, nothing at all.
Also, if you do want to take things back, get your butt going, because you might be running out of time; I ran into that problem after one of my birthday’s, thanks Swarosky; . . . → Read More: Beware the refunds policy when buying presents
By MummyWhisperer, on December 14th, 2011% 
I’m not a pessimistic person, but facts are facts, and it is possible that it will take a while to get a job after a redundancy. So it’s important to quickly work out what expenses you can cut straight away, as it will reduce stress later on.
I’ve been wondering about society’s views on what we really ‘Need’ for a few months. Frankly I think that as a society we are spoilt and we are bringing up spoilt kids, and I don’t exclude myself from that. I’m probably a bit old fashioned, but is Sky really a necessity or is it a . . . → Read More: Redundancy Tip No4: What expenses can you cut straight away? What do we really need?
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